Medical Care Without Insurance: 5 Affordable Ways to Obtain Healthcare

Getting the medical care that you need can be extremely expensive, even prohibitively so  if you do not have any health insurance in place.

However, there are ways you access better medical care even if you don’t have health insurance. Not having insurance doesn’t mean having to skip the healthcare that you need.

These are the five resources that you should be aware of if you’re looking to find medical care without health insurance.

1. Connect With Local Resources

One of the first things you can explore are the local resources for healthcare.

A great place to start is through community programs that focus on medical treatment and healthcare. These can include local community hospitals, emergency centers, and even nonprofits in your community.

These places often feature sliding scale fees, accessible payment methods, and even payment plans that can help you handle the financial cost of medical care.

Do note that these programs often have lengthy wait lists, so it’s better to start your search sooner rather than later.

Try booking an appointment ahead of time rather than waiting till the last minute to get the care that you’re looking for.

2. Opt for Generics Over Brands 

 

Generic prescription medications can save you a lot of money especially if you don’t have medical insurance.

There are a lot of misunderstandings when it comes to what generic medicines actually are. Let’s clear up a few of these misconceptions so that you can buy generic prescriptions with confidence.

According to the FDA, generic prescriptions have to match the brand name alternative when it comes to their strength, efficacy, side effects, and a variety of other factors. In short, generic medications have to be nearly identical to the costly brand alternatives.

Generic prescriptions are also the majority of prescriptions filled in the United States. Many people use generic prescriptions without realizing that they’re not using the brand name pill.

You can use generic medications for your Healthcare without worrying about compromising on quality. This will help you save money as generic medicines are often far cheaper even if you don’t have insurance.

3. Be Prepared for Medical Emergencies

One of the ways to approach your healthcare is by looking at the two different categories of medical situations that will pop up in our lifetime. There are medical conditions that we can anticipate, and medical emergencies that we need to prepare for.

You can likely anticipate some amount of your general wellness and medical needs. This can range from health problems that are common in your family to routine medical care that almost everyone needs such as dental checkups and preventative care.

However, there are medical conditions that can’t be anticipated. Sudden accidents and illnesses have a way of creeping up without ever being detectable.

Being prepared for medical emergencies can help reduce your costs. This is essential if you do not have health insurance.

Medical preparedness can include everything from having some supplies on hand to help you handle an unexpected injury to making sure you have a plan in place if you have to miss work for an extended period of time.

Not having health insurance doesn’t have to mean that a medical emergency also represents a financial emergency. Planning for an emergency can help reduce the financial burden of a sudden healthcare need.

4. Understand How Insurance Works

Understanding how health insurance works can also help you manage your telemedicine costs even if you don’t plan on getting health insurance in the near future.

Health insurance doesn’t cover all of your medical costs. You also have to pay a monthly premium to keep your health insurance going.

Health insurance also may or may not cover your medical condition or the specific medicines you’re looking to purchase.

A good example of this is CBD and medical marijuana. The issue of whether or not medical marijuana and CBD is covered by health insurance is a complicated one.

Health insurance companies that operate within a single state might be able to cover CBD and other cannabis products. However, current law makes it difficult for national insurance companies to cover these healthcare products.

It’s not just cutting edge treatments that insurance struggles to cover. Many people with health insurance find that they lack adequate access to healthcare.

Telemedicine services offer an effective alternative to traditional healthcare. This can become even more useful if you don’t have insurance but you’re still looking for a reliable way to get the medications that you need.

5. Take Advantage of Telemedicine

Telemedicine offers you a way to get access to doctors, medications, and healthcare services without having to go through all of the lengthy wait times for traditional health care.

There are also telemedicine services that allow you to order medications online. These services even come with access to a doctor that can prescribe you with the medication that you’re looking for.

Telemedicine services also feature shorter wait times. They’re especially effective for people who don’t have insurance who also want to skip the lengthy weights that often come with community health care centers.

Telemedicine programs also operate with a much lower overhead which allows them to reduce costs. You can find a telemedicine program that can let you speak to a doctor in no time at all so you can get the medication you need quickly without having to wait.

You’ve now got five resources that can help you access better telemedicine and healthcare even if you don’t currently have health insurance.

These resources can cover everything from long-term treatment to quick trips to the doctor to get medication for an illness that just popped up.

- Grace Wattikan

Content Writer

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Antibiotic Resistance in the Clouds?

French and Canadian researchers discovered antibiotic resistant bacteria in clouds according to last month’s edition of the journal Science of The Total Environment. Between September 2019 and October 2021 high-flow rate impingers (vacuums) were deployed  at the meteorological station of the puy de Dôme summit (elevation 4,806 ft)where they collected samplings of twelve clouds and analyzed total airborne bacterial concentration. What they found out was concerning. 29 antibiotic resistance genes were discovered over marine and continental environments. Analysis of the bacteria revealed an average of  8,000 bacteria per milliliter of cloud water. In addition, the clouds contained, on average, 20,800 copies of antibiotic-resistance genes per milliliter of cloud water. The bacteria analyzed are a normal part of the environment and are found on plants and in soil. The bacteria are picked up by wind or human activity and are carried up to the atmosphere and distributed throughout the clouds, and disseminated back to the environment.

Between 5 and 50 percent of these bacteria could be alive and active, according to researchers.

“This is the first study to show that clouds harbor antibiotic resistance genes of bacterial origin in concentrations comparable to other natural environments,” says Florent Rossi, first author of the study and postdoctoral fellow in the team of Caroline Duchaine, a professor at Université Laval’s Faculty of Science and Engineering and a researcher at the Quebec Heart and Lung Institute-Université Laval.

Widespread use of antibiotics in medicine and farm animals is speculated to contribute to the proliferation of these antibiotic resistant genes. Further research is needed to understand the health implications of this discovery.  

Bacteria resistant genes discovered in the cloud samples

Bacteria resistant genes discovered in clouds and antibiotic examples

  • Quinolone- ciprofloxacin, ofloxacin, enoxacin, perfloxacin, moxifloxacin and levofloxacin
  • Sulfonamide- Bactrim, Bactrim DS, Septra, Septra DS.
  • Tetracycline- lymecycline, methacycline, minocycline, rolitetracycline, and doxycycline
  • Glycopeptide- vancomycin, teicoplanin, and ramoplanin
  • Aminoglycoside- gentamicin, tobramycin, amikacin, plazomicin, streptomycin, neomycin, and paromomycin
  • B-lactamase- oxacillin (IV), nafcillin (IV), dicloxacillin (PO)]
  • Macrolide- Azithromycin, clarithromycin, and erythromycin

How widespread is antibiotic resistance?

Antimicrobial resistance is an urgent global public health threat, killing at least 1.27 million people worldwide and associated with nearly 5 million deaths in 2019. In the U.S., more than 2.8 million antimicrobial-resistant infections occur each year. More than 35,000 people die as a result, according to CDC’s 2019 Antibiotic Resistance (AR) Threats Report.

If antibiotics lose their effectiveness the ability to treat infections is lost.

How to fight antibiotic resistance

Antibiotic resistance spreads in a variety of settings. From hospitals (nosocomial infections) to everyday life, veterinary use of antibiotics, antibiotics in the food supply (poultry, beef, etc) and now, as demonstrated, by soil and water through clouds.

  • Personal hygiene- wash hands after using bathroom and before eating or preparing food. After using bathroom, preparing food or coming home from being in public, immediately wash hands to prevent spread of infectious agents that you may have picked up while out of the house. Wash hands for at least 20-30 seconds.
  • Brush teeth after eating. Streptococcus mutans, a common bacteria found in the mouth, is the main cause of tooth decay. Tooth decay can lead to infections throughout the body.
  • Practice safe sex. Antibiotic resistance to gonorrhea according to the CDC now needs to be treated with two antibiotics at the same time. In addition, there is evidence that chlamydia and syphilis are developing antibiotic resistance.
  • Keep your immune system in top shape. Reduce or eliminate sugar from your diet, exercise daily, reduce stress. Stress makes you more susceptible to infection. Quality sleep also promotes health.
  • Antibiotics kill bacteria and some fungal infections. They are ineffective with viral infections. Only use when needed.
  • Finish the complete course of prescribed antibiotic unless otherwise instructed by your care provider. Use only when needed don’t “save” meds for another round of illness. This practice can cause antibiotic resistance.
  • Avoid/sparingly use antibacterial hand sanitizers. These products have been found to cause antibiotic resistance.

 

- Brooke Lounsbury, RN

Medical Content Writer

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Silent Pandemic – Antibiotic Resistance

A dire warning from health leaders across the world are calling the silent pandemic- antimicrobial resistant (AMR) infections. According to the World Health Organization AMR is one of the top ten leading global threats to health facing humanity in the world.

CDC estimates about 47 million antibiotic courses are prescribed for infections that don’t need antibiotics, like colds and the flu, each year. That adds up to approximately 28% of all antibiotics prescribed. In addition, A study published in the Lancet found that antimicrobial resistance was the direct cause of 1.27 million deaths worldwide.

An ever-increasing number of bacteria, fungi and parasites are becoming resistant to commonly prescribed antibiotics, with some resistant to many different antibiotics.  In some cases, antibiotics are not effective, leading to impossible to treat infections. This is a chilling scenario we are facing.

Antibiotic resistance (AMR) occurs through either genetic mutation or by acquiring resistance genes- where the antibiotic resistance genes are transferred to the next generation.

Some of the most widespread and common examples include:

  • methicillin-resistant Staphylococcus aureus (MRSA) (The most common)
  • vancomycin-resistant Enterococcus (VRE)
  • multi-drug-resistant Mycobacterium tuberculosis (MDR-TB)
  • carbapenem-resistant Enterobacteriaceae (CRE) gut bacteria

Broad spectrum antibiotics- The good and the bad

Broad spectrum antibiotics are being used in more and more AMR cases. These are antibiotics that act on the two major bacterial groups, gram-positive and gram-negative or any antibiotic that acts against a wide range of disease-causing bacteria. They are lifesaving when no other antibiotic therapy is working.

 They do come, however with their own set of whole set of detrimental, long lasting health effects. Some of these include resistance to pathogens, altered gut microbiota and immune system dysfunction. This is especially detrimental in young children. Broad spectrum antibiotics can alter gut microbiota which in turn will disrupt and affect immune function and growth of the child.

Promising research to fight antibiotic resistance

A protein in antibiotic resistant bacteria called DsbA helps fold resistance proteins into the right shapes to neutralize antibiotics. This was discovered by researchers, including experts from Imperial College London, led by Dr Despoina Mavridou assistant professor in Molecular Biosciences at the University of Texas at Austin. By disrupting the DBsA protein the team was successful in neutralizing the antibiotic resistant protein. In addition the pathogen was more sensitive to common antibiotics. As of this writing, research has been limited to outside the human body. The team now plans on finding an inhibitor that can be safely used in humans providing the same effect.

How to prevent AMR

Until research can successfully develop therapies for AMR, staying healthy and using antibiotics only when necessary are our options. Also, avoid crowds during outbreaks. And if sick, stay home!

The most effective way to prevent AMR is to boost immune system through:

  • Quality sleep- Sleep is when the body actively heals and restores health. Practice sleep hygiene
  • Exercise- At least 30 minutes several times a week of active walking or other form of exercise can help boost immune system, regulate mood and decrease appetite
  • Avoid sugar-Sugar and refined carbohydrates help feed pathogenic bacteria
  • Vitamin D (with k2)- Vitamin D supports a strong immune system. Talk with your healthcare provider about vitamin D supplementation and checking vitamin D levels to make sure you are reaching optimum vitamin D levels
  • Avoid and manage stress- Deep breathing exercises can help when unable to avoid stressful situations.
  • Practice personal hygiene- wash hands after going to store, before eating, and any time your are exposed to anyone who is ill.

- Brooke Lounsbury, RN

Medical Content Writer

Lifesaving Medications

Everyone should be empowered to care for themselves and their loved ones during the unexpected.

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How do Antibiotics Work? Part 4

The best way to take antibiotics is to never need them. But that isn’t always an option. However, there are some steps you can take to strengthen your immune system so that you and your loved ones can fight off illness. The recent outbreak of deaths from group A strep– which is usually treated with Amoxicillin, is currently in short supply. This highlights the fragility of our nations drug supply. Check this site for current drug shortages- if a medication you are taking is on the list contact your care provider to get your medications refilled, and if available ask for a years supply of your meds.

8 tips to strengthen your immune system

  1. Get good quality sleep

According to the Sleep foundation good quality sleep enhances both the innate and adaptive immune system responses. Non rapid eye movement, known as NREM is deep sleep slows the body’s processes allowing more energy to be directed at healing. Sleep is such an important topic that it really needs its own post.

  1. Cut back on sugar

Professor of immunobiology at Yale, Ruslan Medzhitov performed experiments on mice- after infecting the mice with the bacteria Listeria monocytogenes he fed one group fat and proteins. They lived. The group he fed simple carbohydrates died.  Conversely, when the mice were infected with an influenzas virus and fed fats and proteins, they were more likely to die compared to the mice fed simple carbohydrates. In other words, balance is the key. If unsure if you have a viral or bacterial infection it is best to just cut out excess sugar.

  1. Increase fresh fruits and vegetables

Up to 80% of our immune system is housed in lymphoid tissue in your intestines, It is called gut associated lymph tissue (GALT) By eating fiber rich foods the beneficial bacteria help the immune system do its job. In addition, a study found that eating a diverse diet high in fiber rich foods can help combat antibiotic resistance. There needs to be more research in this area of study, however initial results are promising.

In addition, several varieties of mushrooms are known to improve immune system function and are being studied for their cancer fighting properties.

  1. Drink plenty of water

Water helps flush toxins out of the body, both through elimination and mucus membranes.

The bloodstream is comprised mostly of water. To help the body fight infection keeping hydrated helps the white blood cells do their job- fight infections.

  1. Avoid alcohol and smoking

Both can decrease immunity

  1. Keep your vitamin D levels up

Vitamin D is well known to help fight infections. Be sure that when you take vitamin D (which is really not a vitamin, it is a steroid hormone) be sure to add vitamin K2, also known as MK 7, This is important, because this helps avoid calcium buildup in your arteries.

  1. Reduce and manage stress

Stress raises our cortisol levels which in turn suppresses the immune response to pathogenic invaders.

  1. Exercise to boost immunity

Research shows that 20–40 minutes of moderate-intensity exercise per day is adequate to provide a positive boost to the immune system. Exercise helps circulate the infection fighting cells in the body.

If you still need an antibiotic Jase has you covered

The 5 antibiotics in the Jase case can cover a wide range of bacterial illnesses. If in doubt contact Jase provider for guidance, part of the outstanding service Jase offers is unlimited follow up for questions about antibiotic use.

 Let’s take a look at some of the infections Jase antibiotics cover:

  • Amoxicillin-clavulanate 875 mg tablets (28 tablets)

When amoxicillin is not available due to current shortages this antibiotic can be substituted. Other uses include group A strep, sinusitis, pneumonia, ear infections, bronchitis, urinary tract infections, and infections of the skin

  • Azithromycin 250 mg tablets (6 tablets)

Bacterial pneumonia, ear and sinus infections, skin infections, Travelers diarrhea, urinary tract infection

  • Ciprofloxacin 500 mg tablets (28 tablets)

Bioterrorism infections from anthrax, Tularemia or plague exposure

Travelers diarrhea

  • Doxycycline 100 mg capsules (120 capsules)

Bioterrorism infections from anthrax, Tularemia, or plague exposure

Skin infection, tetanus, bites (animal or human)

  • Metronidazole 500 mg tablets (30 tablets)

bacterial vaginosis, diarrhea (caused by giardia and clostridioides difficile), giardiasis, tetanus, and trichomoniasis

 

- Brooke Lounsbury

Medical Content Writer

Lifesaving Medications

Everyone should be empowered to care for themselves and their loved ones during the unexpected.

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How do Antibiotics Work? Part 3

In part 1 we reviewed how antibiotics work, part 2 what biofilms are and their role in antibiotic resistance. In part 3 we will review:

  • When antibiotics are needed and when they aren’t appropriate
  • Distinguish between an allergic reaction to an antibiotic and the symptoms the infection is treating

When antibiotics are needed and when they aren’t appropriate

Antibiotic stewardship is one of the most pressing health issues of our time. As pathogens mutate and evade antibiotic therapy, we are forced to use more potent antibiotics. The use of antibiotics when not necessary is leading to devastating consequences. Antibiotic resistance, AKA antimicrobial resistance happens when germs like bacteria or fungi no longer respond to the drugs designed to kill them. According to the CDC: “About 47 million antibiotic courses are prescribed for infections that don’t need antibiotics, like colds and the flu, in U.S. doctors’ offices and emergency departments each year. That’s about 28% of all antibiotics prescribed in these settings.”

In the U.S., more than 2.8 million antimicrobial-resistant infections occur each year. A list of the antimicrobial resistant infections are listed on the CDC website. Some are familiar to the general population such as MRSA- Methicillin resistant Staphylococcus aureus, and VRE- Vancomycin resistant Enterococci. Some not so familiar-Drug resistant Candida and Carbapenem-resistant Acinetobacter for example. A full list of CDCs watchlist can be found here.

Antibiotics are indicated when:

A bacteria or fungal infection has taken over the body, either systemically (in the body) or topically-skin and tissues. Entry points can be a break in the skin, respiratory inhalation, eyes. Ears, mouth, urogenital route, or ingestion. They are not needed in all cases, sometimes our body can fight off the infection. If you own a Jase case check with your care provider when in question. They are not appropriate for viral illnesses such as colds, flu, covid, etc. Sometimes a viral infection will lower the body’s immune defenses allowing an opportunistic bacterial or fungal infection to take over as in the case of a viral pneumonia to bacterial pneumonia. At that point an antibiotic may be needed.

Distinguish between an allergic reaction to an antibiotic and the symptoms the infection is treating

Penicillin, the most commonly reported antibiotic allergy is less common than believed to be.

This is a great you tube video on penicillin allergies

According to the CDC: Although 10% of the population in the U.S. reports a penicillin allergy, less than 1% of the population is truly penicillin allergic.

The difference between a side effect and allergy

Side effects to antibiotics

  • Nausea, vomiting
  • Diarrhea
  • Mild rash
  • Photosensitivity
  • Vaginal yeast infection
  • Thrush

Allergic reaction to antibiotics- Seek medical care immediately

  • Severe rash/hives
  • Peeling skin
  • Anaphylactic reactions such as:
  • Respiratory distress/wheezing
  • Throat closing/tightness

- Brooke Lounsbury

Medical Content Writer

Lifesaving Medications

Everyone should be empowered to care for themselves and their loved ones during the unexpected.

Recent Posts

Keeping you informed and safe.

Join Our Newsletter

Our mission is to help you be more medically prepared. Join our newsletter and follow us on social media for health and safety tips each week!