What Gets Missed in Disaster Preparedness: The Family Medical Plan Most Emergency Kits Miss

What Gets Missed in Disaster Preparedness

The Family Medical Plan Most Emergency Kits Miss

By Aaron Asay, PA-C, DMSc — Executive Director, JaseResponse

Over the last 25 years, I’ve had a front-row seat to some of life’s hardest moments.

Through my work in emergency medicine, disaster response, and humanitarian aid, I’ve served communities impacted by hurricanes, floods, wildfires, and other disasters. I’ve met families who lost homes overnight, families forced to evacuate with little warning, and families suddenly cut off from the healthcare systems they relied on every day.

When people think about disasters, they often imagine the dramatic moments—the wildfire racing toward a neighborhood, the hurricane making landfall, or floodwaters swallowing a road. Those moments matter. But what has always stood out to me are the ordinary problems that suddenly become emergencies when access to healthcare disappears.

It’s the parent trying to refill a child’s asthma medication after the pharmacy has been closed for days. It’s the grandfather running low on heart medication because roads remain impassable after a storm. It’s the family cleaning up debris when a child suffers a deep cut and urgent care is overwhelmed or inaccessible.

Over the years, I’ve seen these situations play out again and again. What strikes me most is that these families weren’t irresponsible. Most had food, flashlights, batteries, and good intentions. What they lacked was a clear understanding of what medical preparedness actually looks like.

No one had ever handed them a roadmap. That’s why I often tell people that you don’t have to be a prepper to be prepared. You just need a plan.


The Part Most Disaster Checklists Miss

Most preparedness checklists focus on food, water, batteries, flashlights, and generators. Those things matter….but a flashlight isn’t a medical plan, and either is a box of bandages or a bottle of Tylenol.

One of the biggest lessons disaster response has taught me is that emergencies rarely create entirely new medical problems. More often, they magnify existing ones. The child who needs medication still needs medication. The person managing diabetes still needs insulin. A routine infection still needs treatment.

The difference is that your doctor may be closed, your pharmacy may be inaccessible, and the systems that normally make healthcare easy may not be functioning when you need them most.

That’s why I encourage families to think about medical preparedness in two layers.

Layer One: Protect Access to the Medications Your Family Already Needs

The first layer is continuity. If someone in your household relies on medication to stay healthy, that medication should be part of your disaster plan.

Whenever possible, we recommend maintaining up to a 90-day supply of essential medications and keeping a written medication list that includes the medication name, dosage, prescribing provider, and pharmacy information.

This sounds simple, but during an evacuation it becomes incredibly valuable. A pharmacist hundreds of miles away can help much faster when they have accurate information in front of them.

In my experience, this is one of the most important—and most overlooked—steps families can take.

Layer Two: Prepare for the Medical Problems Disasters Predictably Create

The second layer focuses on what we repeatedly see after disasters.

Floodwaters and damaged infrastructure often lead to gastrointestinal illness. Cleanup efforts create cuts, scrapes, and wound infections. Power outages and poor sanitation can increase the risk of respiratory and skin infections. Dehydration becomes more common when clean water access is limited.

These aren’t rare events: they’re predictable ones.

That’s why appropriate medical preparation means having a plan for common conditions before access to care becomes difficult.

For many families, this includes having access to contingency medications for common infections, anti-nausea medications, anti-diarrheal medications, oral rehydration solutions, and other supplies that become significantly harder to obtain once a disaster disrupts normal systems.

This isn’t a replacement for primary care; it’s preparation for the moments when primary care isn’t immediately reachable.


Don’t Forget the Basics

One thing disaster response has reinforced over and over is that most families under-pack the medical basics.

  • A reliable water filter that can address both viruses and bacteria matters.
  • Proper wound care supplies matter.
  • Pain relievers, fever reducers, allergy medications, and oral rehydration solutions matter.
  • Knowing how to clean and care for a wound matters just as much as having a bandage.

Medical preparedness isn’t just about what you own. It’s about knowing how to use it.


Start Small

The good news is that you don’t have to tackle everything at once.

That’s why we’ve created three free resources to help families get started:

  • How to Build an Inexpensive 72-Hour Kit
  • Family Communication Plan Template
  • Wound Care Guide

Think of these as building blocks, not a homework assignment.

Pick one. Start there. Small steps compound over time.


When You’re Ready for the Next Layer

For families looking to build additional resilience, we’ve created tools designed to address the gaps we see most often.

The JaseCase helps families prepare for the prescription contingency layer.

FirstAid helps cover wounds, injuries, and emergency medical supplies. Bunker in a Box provides a more comprehensive solution for longer-term disruptions and emergency readiness.

Together, they help create peace of mind for the moments when your doctor, pharmacy, or urgent care clinic isn’t reachable.


Why This Matters

One of the most encouraging things I’ve witnessed after disasters is how often prepared families become a source of strength for others.

When your own immediate needs are covered, you’re able to check on a neighbor. Help an elderly relative. Share resources. Support someone else who is struggling.

Preparation creates capacity for compassion. 

That’s one of the reasons the missions of Jase Response and Jase are so closely connected. At Jase Response, we respond when disasters strike. At Jase, we’re helping families prepare before they happen.

Every deployment reinforces the same lesson: Preparedness isn’t about fear. It’s about creating enough stability that when life becomes difficult, you’re ready—not just to care for your own family, but to help others too.

That’s why we do this work.

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For Clinicians | Natural Disaster Preparedness: The Medical Framework Most Emergency Kits Miss

For Clinicians | Natural Disaster Preparedness

The Medical Framework Most Emergency Kits Miss

By Dr. Jamie Wilkey, PharmD — Director of Clinical Strategy, Jase
Edited and approved by Kristen Carpenter, PA-C — Clinical Advisory Board Member


Are families actually prepared for natural disasters?

Most aren’t. Not because they don’t care. Not for lack of being told to prepare. We prescribers haven’t done the proactive work. Families don’t know what they actually need on hand, or what to prepare for medically.

A 72-hour kit and a flashlight aren’t a medical plan. A bandage and a bottle of Tylenol aren’t a medical plan. Prescriptions and medical supplies are the part most checklists skip. We prescribers have to make sure that part is right.

This article is that framework. It pulls together the patient-facing components Jase has been building for years: the 72-hour kit, the family communication plan, and wound care. The clinical layer sits on top of all three.


Most of us had a lecture on disaster medicine. Few of us had to use it.

Pharmacy school, medical school, PA school all covered it. A slide deck, maybe a chapter on triage in a mass-casualty event. Then we moved on. Most of us didn’t think about it again until it was actively happening to a patient, or to us.

That’s the muscle we’re training now, and it has to cover more than the big ones. Two categories matter here.

Natural disasters are usually few and far between for individual families, but of epic proportions when they happen. Evacuation across state lines at 2am because of a wildfire. Pharmacies underwater for a week after a flood. An earthquake that closes the only urgent care in the county. The ER two counties away after a hurricane knocks out the closer ones. These are the ones that make the news. The families who do well didn’t assume the system would be there afterward. They got medically ready before the storm had a name.

Situational disasters are the everyday version. The disaster isn’t the weather. It’s the access gap itself. The patient who lives 90 minutes from urgent care and gets a UTI on a Friday night. The family on a cruise when a kid spikes a fever and the nearest English-speaking pharmacy is closed. The traveler whose refill won’t arrive before the flight. The toddler whose ear infection announces itself at 11pm on a Saturday in a town with no 24-hour pharmacy. These don’t make the news. They happen every week, to most of our patients. They hit the same access gap as the natural disasters. Just smaller.

The framework has to serve both. Our patients don’t have time to wait while we figure it out in the moment. The job is to think proactively. Build the framework once. Have a ready answer for what they need, before they need it.

Patients are already figuring it out on their own. Prepper internet, TikTok dosing advice, online forums, the friend-of-a-friend who knows a guy. When clinicians don’t chart this space, the internet does. The answers patients find range from reasonable to reckless.


What medication readiness actually looks like

Two layers, both clinical. The first keeps the patient’s current regimen intact. The second covers what the disaster predictably brings.

Layer 1: Chronic continuity
Every patient with a chronic medication needs at least a 90-day supply on hand. Insurance vacation overrides and mail-order fills are the standard mechanisms; coverage varies by state and insurer.

The written medication list is the second half. It is the part that gets skipped most often. Keep one page on the patient or in their go-bag. List every medication by name, dose, prescribing physician, and the pharmacy that actually fills it. With that list in hand, a pharmacist who’s never seen them before can help them so much more easily. Without it, the patient is trying to remember their own regimen under stress.

Layer 2: Acute contingency
This layer covers what the disaster predictably causes.

When water and sanitation fail, GI infections spike. When evacuation shelters fill up, skin and wound infections follow.1 UTIs don’t pause for the storm. Respiratory exacerbations get worse in smoke or mold. Pediatric ear infections happen on the same Saturday night they always do. This time, in a town where the 24-hour pharmacy just closed. These are predictable conditions with well-defined treatment paths. They don’t need a new clinical decision in the moment. They need access in the moment.

That means a prescription contingency layer. Antibiotics for the UTI, skin, respiratory, and GI infections disasters predictably cause. Anti-emetic, anti-diarrheal, and oral rehydration for when IV access isn’t on the table. The JaseCase covers this. A clinician prescribes ahead, evaluates the patient’s history, and counsels on appropriate use.

Think of it this way. Telehealth already prescribes for most of these conditions reactively. Layer 2 is the same prescribing, moved earlier in the timeline. The decision tree is short. The evidence base is solid. The medication ends up with the same patient either way. The only thing that changes is whether they have it when they need it.


What disasters predictably cause, and what to have ready

Different disasters drive different clinical needs. The pattern is consistent enough to build a reference you can carry into the room:

Disaster type Predictable medical needs
Wildfire / smoke event Respiratory exacerbations, eye irrigation, refill disruption
Flood / hurricane GI infections from contaminated water, skin and wound infections, mosquito-borne, mold-triggered respiratory
Earthquake / tornado Traumatic injuries, debris wounds, crush, contamination, local mass-casualty triage
Extended power loss Insulin and refrigerated medications, CPAP and oxygen disruption, heat illness
Extreme heat Heat exhaustion and heatstroke, dehydration, cardiac and respiratory exacerbation, medication temperature instability
Winter storm / extreme cold Hypothermia, frostbite, CO poisoning from indoor heating workarounds, refill and supply disruption

The prescription contingency layer maps cleanly onto this:

  • Skin and wound infections: amoxicillin-clavulanate, doxycycline, clindamycin
  • GI infections from contaminated water: ciprofloxacin, TMP-SMX, metronidazole
  • UTIs (which happen disaster or not): ciprofloxacin, TMP-SMX
  • Broad-spectrum for high-contamination wounds: amoxicillin-clavulanate, doxycycline

The point of the table is not to memorize coverage. It’s a quick reference for what to keep an eye out for, given the disaster type most likely in your area. A clinician in coastal Florida prepares a different list than one in tornado country or wildfire county.

 


Beyond the prescription layer: the survival-medical basics most kits get wrong

Three pieces patients consistently under-pack:

  • Water. A filter that handles both viruses and bacteria, not just bacteria. Most consumer filters miss viruses.2 Add a chlorine or boiling protocol the family has actually practiced.
  • Wound care. Most wounds heal without antibiotics. Clean with tap water and soap. Keep moist with petroleum jelly, not OTC antibiotic ointment.3 Then monitor. Prophylactic antibiotics matter for contaminated wounds, non-potable water exposure, bites, sensitive locations, and patients who are diabetic or immunocompromised.4.
  • OTC. Pain, fever, allergy, anti-emetic, anti-diarrheal, and oral rehydration. The standard kit skews toward pain and antacids. Anti-emetic and oral rehydration are the missing pieces.

The category has a name: appropriate medical preparation. It covers self-limiting, predictable, well-understood conditions. Prescribing ahead is clinically identical to prescribing at the moment.


Charting this grey area in public

Jase’s team includes board-certified family medicine physicians. Our physician assistants have field experience in disaster medicine and humanitarian response. The clinical work happens on the front end. The patient isn’t doing it alone at 11pm in a town where urgent care just closed.

Public knowledge gets better when we chart the grey area in public. Otherwise, the internet does it for us. If you don’t have bandwidth to build a medical readiness plan in the room, you can refer patients to us at Jase.com. We’ll keep sharing frameworks and decision criteria here as we go.

We link three patient-facing guides below. They cover the 72-hour kit, the family communication plan, and wound care. The JaseCase covers the prescription contingency layer for families who want to go further. FirstAid sits alongside it for wounds and injuries. Bunker in a Box handles the longer haul. None of this replaces primary care. It exists for the times primary care isn’t reachable.


Sources

  1. Centers for Disease Control and Prevention. “Vibrio Illnesses After Hurricane Katrina, Multiple States, August–September 2005.” MMWR Morb Mortal Wkly Rep. 2005;54(37):928-931. https://www.cdc.gov/mmwr/preview/mmwrhtml/mm5437a5.htm
  2. Centers for Disease Control and Prevention. “About Water Treatment Options When Hiking, Camping, or Traveling.” Drinking Water Prevention guidance, 2025. https://www.cdc.gov/drinking-water/prevention/water-treatment-hiking-camping-traveling.html
  3. Smack DP, Harrington AC, Dunn C, et al. “Infection and Allergy Incidence in Ambulatory Surgery Patients Using White Petrolatum vs Bacitracin Ointment: A Randomized Controlled Trial.” JAMA. 1996;276(12):972-977. https://jamanetwork.com/journals/jama/article-abstract/408314
  4. Stevens DL, Bisno AL, Chambers HF, et al. “Practice Guidelines for the Diagnosis and Management of Skin and Soft Tissue Infections: 2014 Update by the Infectious Diseases Society of America.” Clin Infect Dis. 2014;59(2):e10-e52. https://academic.oup.com/cid/article/59/2/e10/2895845
  5. Centers for Disease Control and Prevention. “What to Do After a Hurricane or Flood: Mosquitoes.” https://www.cdc.gov/mosquitoes/response/index.html
  6. Centers for Disease Control and Prevention. “Use of Carbon Monoxide Alarms to Prevent Poisonings During a Power Outage, North Carolina, December 2002.” MMWR Morb Mortal Wkly Rep. 2004;53(09):189-192. https://www.cdc.gov/mmwr/preview/mmwrhtml/mm5309a1.htm

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Hurricane Season | What Meds Do You Need?

Hurricane Season Is Here. What Should Actually Be in Your Family’s Medication Go-Bag?

By Cayla McGrath

If you’ve lived through hurricane season before, you know the feeling. The forecast starts getting more serious. The spaghetti models begin circulating on social media. The local grocery store suddenly runs out of bottled water. Gas stations develop long lines. Everyone starts making lists and checking supplies.

For a few days, preparation becomes the focus.

Most families know what to do when it comes to food, water, batteries, and flashlights. But one of the most important parts of hurricane preparedness often gets overlooked until it’s too late: medications. Not because people don’t care. Because most preparedness advice doesn’t get specific enough.

“HAVE A 7-DAY MEDICATION KIT” sounds helpful. Until you’re standing in your kitchen trying to figure out what that actually means for your family.

Does it mean your child’s asthma inhaler?
Your spouse’s anxiety medication?
Grandpa’s heart medication?
What happens if the pharmacy closes for a week? What happens if you evacuate and realize everyone’s prescriptions are tied to a pharmacy that’s now underwater?

These are the questions families face every hurricane season. The good news is that hurricanes give us something many emergencies don’t:
Time to prepare.


Hurricanes Don’t Just Disrupt One Day

When people think about hurricanes, they often think about landfall. In reality, the bigger challenge is often what happens afterward.

The power may be out for days or even weeks. Roads can remain flooded long after the storm passes. Pharmacies may close. Medical offices may be operating on limited schedules. Supply chains can slow down just when people need medications the most.

The challenge isn’t usually the storm itself. It’s everything the storm interrupts.

That’s why we encourage families to think about medical preparedness in two layers.


Layer One: The Medications Your Family Already Depends On

The first layer is simple, but it’s also the most important. Before thinking about emergency antibiotics, first aid supplies, or contingency medications, start with the medications your family already takes.

If someone in your household relies on medication to manage a chronic condition, hurricane season is a good time to ask a simple question: “If our pharmacy was inaccessible for the next month, would we be okay?”

For most families, a good goal is maintaining at least a 30-day supply of essential medications. If possible, a 90-day supply provides even more flexibility during hurricane season.

This may include medications for:

  • Heart conditions
  • Blood pressure management
  • Diabetes
  • Asthma
  • Mental health conditions
  • Thyroid disorders
  • Other chronic health needs

Just as important as the medications themselves is maintaining a written medication list.

Write down every prescription, including:

  • Medication name
  • Dosage
  • Prescribing provider
  • Pharmacy information

This may seem like a small detail, but it can make an enormous difference during an evacuation.

A pharmacist hundreds of miles from home may not know you, but they can often help you much more quickly when you have accurate information in hand.


The Insurance Problem Nobody Talks About

This is usually where families hit their first roadblock. Many people assume they can’t build a larger medication supply because insurance won’t allow it.

Sometimes that’s true.

But often there are more options than people realize. If your medication isn’t a controlled substance and you have refills available, ask your healthcare provider about a 90-day prescription. Even when insurance won’t cover an early refill, paying cash for a larger quantity or using a prescription discount card may cost far less than people expect. In many cases, the price is comparable to a standard copay.

The key is exploring those options before hurricane season reaches its peak.


Layer Two: Preparing for the Problems Hurricanes Create

Once your family’s everyday medications are covered, the second layer focuses on the health challenges that hurricanes commonly bring.

Anyone who has helped clean up after a storm knows the reality. Floodwater gets everywhere. Minor cuts and scrapes happen while clearing debris. Mold begins growing surprisingly fast in damp homes. Mosquito populations explode. Gastrointestinal illness becomes more common when water systems are disrupted.

These aren’t unusual scenarios. They’re predictable ones.

That’s why many families choose to build a contingency layer into their preparedness plan. This may include medications and supplies that help address common post-storm concerns, including wound care, dehydration, respiratory irritation, allergy flare-ups, fungal infections, and certain types of infection that become more common after flooding events.

For many families, this is where the conversation starts feeling unfamiliar.

“Can I Even Ask My Doctor About This?”

The honest answer is yes.

Many healthcare providers were trained to prescribe medications when an illness is actively happening—not necessarily for a future scenario that hasn’t occurred yet. That’s not because you’re asking the wrong question. It’s because preparedness exists in a space healthcare hasn’t traditionally addressed very well.

At Jase, we call this Appropriate Medical Preparation.

It’s the idea that families can thoughtfully prepare for predictable healthcare disruptions before they happen, while still respecting the role of primary care, pharmacists, and evidence-based medicine. The goal isn’t to replace your doctor. The goal is to avoid being caught completely off guard when access to healthcare becomes difficult.


Preparedness Is One of the Few Things You Can Control

Every hurricane season comes with uncertainty. No one knows exactly where a storm will turn. No one knows which communities will be impacted most severely. No one can predict how long power outages or disruptions will last. But there are a few things that remain entirely within your control.

You can know what medications your family takes.
You can keep a written medication list.
You can talk to your provider before the forecast becomes urgent.
You can make sure your child’s inhaler, your spouse’s medication, or your parent’s heart prescription isn’t down to the last few doses when a storm enters the Gulf.

Preparedness won’t stop a hurricane. But it can help protect the people you love from turning a weather emergency into a medical emergency.


The Best Time to Prepare Is Before You Need To

At Jase, we’ve spent years helping families think through these questions. Through Jase Medical, we help individuals prepare for disruptions before they happen. Through Jase Response, our nonprofit disaster response organization, we’ve seen firsthand how quickly access to healthcare can change when communities are affected by disasters.

When hurricanes strike, responders mobilize. Communities come together. Recovery begins. But the families who navigate those difficult weeks most successfully are rarely the ones scrambling after landfall. They’re the ones who prepared beforehand.

As hurricane season begins, take a few minutes to review your family’s medications, update your prescription list, and make a plan. Future you will be grateful you did.

Interested in taking your preparedness one step further? Explore solutions like JaseCase and Bunker in a Box, and follow Jase Response to learn how communities prepare, respond, and recover when disasters strike. Your support helps us continue mobilizing medical aid and resources when they’re needed most.

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For Clinicians | Hurricane Medication Preparedness: What Your Patients Need in a 7-Day Supply

Here’s What a 7-Day Medication Go-Bag Actually Holds.

By Dr. Jamie Wilkey, PharmD — Director of Clinical Strategy, Jase
Edited and approved by Kristen Carpenter, PA-C — Clinical Advisory Board Member

The Atlantic hurricane season opened earlier this week and runs through November 30¹. Across every preparedness site in the country, the same advice has been republished: build a 7-day medication kit. Have a plan and the resources you need. The advice is fine. The execution rate is dismal.

I mean, how many of your patients living in a hurricane zone actually have a full 7+ day supply of every medication they need on hand right now?

Most families don’t get that far.

Not because they don’t want to.

The actual lift is just so much bigger than “grab a Ziploc bag, throw your meds in and label it.” The version that actually protects a family is two layers, not one. And providers sit upstream of both of them.

I’ve watched the failure end of this from a pharmacy counter. Patients showing up after a power outage with insulin that warmed in a dead fridge. A mom three states from home looking for an inhaler refill her insurance won’t authorize until next Tuesday. A dad asking what to do about a nail puncture his kid took stepping out of floodwater 2 days earlier.

And when patients don’t know the exact names of their medications and the pharmacy that fills them, well then trying to get a refill in another location is just made so much harder (and it happens all the time). The pharmacies that did stay open had lines pouring into the parking lot, staff working through the night to get patients medications they couldn’t get on their own.

You’ve watched the receiving end of this from the exam room or the shelter clinic. The patient who ran out two weeks ago, who can’t tell you the dose, who has no idea which pharmacy filled the original prescription. By the time the patient is in front of you, the front-end work the family didn’t do is now urgent clinical work for you.


Storms Don’t Just Close Pharmacies

They strip out every workaround a family relies on in the back of their mind. And this isn’t an anecdotal, one-off problem. It is a documented one.

After Hurricane Katrina, more than a third of evacuated children with pre-existing chronic conditions ran out of medication². After Sandy, 74% of community pharmacies in the worst-hit NYC neighborhoods sustained structural damage³. After Maria, the median Puerto Rican household waited 181 days for power restoration⁴, which is not a window any refrigerated medication survives. Refill timelines, pharmacy availability, and cold-chain integrity fail at the same time, on the same patient.

The fragility goes upstream too. Hurricane Helene’s flooding of Baxter International’s Marion, NC facility, which manufactures roughly 60% of the IV solutions used by US hospitals, triggered a national IV fluid shortage that lasted nearly a year and forced hospitals across the country to delay surgeries and ration supplies⁵. Local pharmacy disruption and national supply chain disruption can land on the same patient in the same week.

That falls hardest on the patients with the thinnest margins: chronic-disease patients, families who are displaced, and anyone whose refill ran out on a Friday. These are the patients sitting in front of you between now and peak season.


How This Actually Runs in Your Clinic

Before the checklists below, the part most preparedness articles skip.

If you just glanced ahead at “Provider checklist” and felt the lurch….when, exactly, am I supposed to do any of this….fair. You’re already running late. You barely have room for the reason the patient came in, let alone a preparedness conversation with an 82-year-old on nine medications. We know.

So the version of this that actually works in a real primary care schedule isn’t a provider conversation. It’s an MA workflow with handouts, built into rooming and post-visit tasking, that you sign off on but don’t carry. The article you’re reading is the handout. Screenshot the relevant sections, send them to whoever runs your rooming protocol, and the work happens around your visit instead of inside it.

Two Layers, Two Different Owners

  • Layer One (patient-owned chronic medication readiness): MA work, almost entirely. Your only in-visit contribution is signing the 90-day Rx.
  • Layer Two (clinician-prescribed contingency layer): your clinical judgment, or refer the patient to us and we’ll carry it for you.

Below, what each layer looks like in practice.


Layer One: Patient-Owned Chronic Medication Readiness

A 30-day minimum, ideally 90+ days, of every chronic medication a family member can’t go without. Plus a written list of every prescription: drug, dose, prescriber, pharmacy. A pharmacist three states over can act on that list to help. Without it, they don’t have enough information to do anything, and your patient is now on a long, arduous road of trying to figure out exactly what they take and which pharmacy to call. That means delays. The last thing your patients need in a disaster.

MA Workflow for Layer One

Screenshot this and hand it to whoever rooms your patients.

At rooming, for every patient in a coastal or flood-risk zone, the MA asks two questions:

  1. Do you have a written list of every prescription you take?
  2. Do you have 90 days of every chronic medication on hand right now?

If either answer is no, before you walk into the room:

  • MA hands the patient a printed medication-list template. A patient-portal export works; a printed sheet works better. The sheet is the kit half the time. On that sheet, the patient writes which pharmacy currently fills each medication, especially if they use multiple pharmacies or the same chain at different locations.
  • MA flags the chart for a 90-day Rx where the medication and patient qualify.

The only piece that requires your time in the room is the signature on the 90-day Rx. If insurance pushback is likely, the MA can message the pharmacy directly and flag the request as preparedness-related so the pharmacy team can advocate.

After the visit, still MA-driven:

  • For patients on refrigerated medications (insulin, GLP-1s, biologics, refrigerated antibiotics), the MA hands a cold-chain handout: cooler storage, ice packs, temperature-out-of-range window per manufacturer guidance.
  • Confirm tetanus booster status. Schedule if due. Inexpensive, durable, and exactly the kind of thing that gets missed when the storm is already on the radar.

Build this loop into your hurricane-season rooming workflow once and it carries itself the rest of the season.

Discount Cards Are Your Patient’s BFF

(Put this on the handout.)

Most insurance companies won’t cover a 90-day refill ahead of schedule. So when patients try to be proactive while the sun is still shining and they get an insurance rejection, this is the wall where most patients quit. The workaround is simple if it isn’t a controlled substance and the patient has refills on file: ask for a 90-count and pay cash or use a discount card. The out-of-pocket price with discount cards (think GoodRx) for generic medications often lands inside their copay.

Put this on the MA’s handout, second item after the medication-list template. The patient doesn’t need to hear it from you in the room. They need it to be the line they read on the way to the parking lot.

A Note on State Emergency Refill Rules

Under a declared state of disaster, pharmacies have more wiggle room to give additional quantities of already-prescribed medications. Statutory ceilings vary brutally state to state: 90 days in North Carolina (the only one), 30 days in a handful of southern and western states (AZ, FL, KY, LA, OK, OR, TX), 7 to 15 days in some, a 72-hour baseline in others, and 16 states with no emergency refill authority at all⁸. Schedule II controlled substances are excluded almost everywhere. The patient who waits for the governor’s declaration is already inside whatever ceiling their state happens to set. And those timelines are short, viewed through the lens of how long disaster response actually takes.

The takeaway for your patients: don’t plan around the emergency refill. Plan around having the 90 days before the emergency.


Layer Two: The Contingency Layer for Predictable Post-Landfall Problems

Short-course antibiotics for floodwater wounds, where CDC guidance is explicit that early empirical antibiotic therapy improves survival and clinicians should not wait for laboratory confirmation⁶. Antibiotics for waterborne GI illness. An antifungal for the mold that begins growing in saturated drywall within 24 to 48 hours per CDC guidance⁷. Allergy and respiratory rescue when air quality drops. Rehydration, anti-diarrheals, basic wound care.

This is where it really starts feeling overwhelming, both for patients and for the providers they ask. Most prescribers were trained to write antibiotics for active infection, not for a bag on a shelf. I know, I know. You’re saying, “No way! No way! I’m not writing antibiotics for a bag on a shelf before I’ve seen the patient.” That impulse comes from years of stewardship training, and stewardship was right to push us there. Writing for a bag on a shelf feels like using a different muscle entirely. It is….and the patient asking us isn’t asking for the wrong thing. The healthcare system simply hasn’t caught up to why the question is being asked.

You have two execution paths for Layer Two. Pick the one that fits your practice.

Path A: Prescribe Layer Two Yourself

The indication-level checklist below is what we’d cover in a JaseCase. Use it as a starting formulary for your own patient population, or adapt as needed. Unlike Layer One, this is your clinical judgment, not your MA’s. But it is still front-loaded preparation work, not in-visit work, and a single template note can carry most of the dosing instructions.

Path B: Refer the Patient to Us

If proactive prescribing for the contingency layer is outside your scope, comfort zone, or available time, hand the patient our information at the same visit the MA hands them the medication-list template. Jase’s clinical team (pharmacists, physicians, and physician assistants) runs Layer Two at the highest clinical standards, with evidence-based regimens screened against each patient’s history. We carry the prescribing, the patient education, and the written use-only-if instructions. You keep the primary care relationship. The patient doesn’t leave your visit without an answer.

Indication-Level Checklist for Path A

Screenshot for your reference.

  • Floodwater wound coverage: empirical regimen with Vibrio and Aeromonas coverage (typically doxycycline plus a fluoroquinolone for outpatient use in non-pregnant, non-pediatric adults) per CDC HAN-00497⁶ and current IDSA skin and soft tissue infection guidance. Use only if there is a wound exposed to floodwater and developing erythema, warmth, or pain.
  • Waterborne GI illness: short-course azithromycin or ciprofloxacin per current outpatient guidelines, with loperamide for symptom control where not contraindicated.
  • Uncomplicated UTI: nitrofurantoin or trimethoprim-sulfamethoxazole per current IDSA guidance, dosing-appropriate.
  • Mucosal candidiasis or post-flood tinea: oral fluconazole or topical antifungal as indicated.
  • Allergy and respiratory rescue: albuterol MDI plus oral antihistamine for patients with documented asthma or allergic rhinitis; consider short oral corticosteroid course for patients with a prior documented asthma exacerbation pattern.
  • Rehydration: oral rehydration salts. Volume goals weight-based for pediatric patients.

For all of these: dosing-appropriate short course only, screened against the patient’s chart for contraindications and allergies, with written “use only if [specific indication]” instructions. This is condition-matched preparation, not standing antibiotic supply for whatever feels like an infection.


Appropriate Medical Preparation

The category is narrow on purpose: well-defined conditions, predictable presentations, evidence-based regimens, dosing-appropriate for short-course treatment in adults with no contraindicating comorbidities. Standing supplies for the same conditions a telehealth provider would prescribe for in real time, with the clinical work simply done earlier. This is in no way a replacement for primary care. Complex diagnoses, chronic disease management, and ongoing provider relationships belong in the exam room. In the past, appropriate medical preparation has not been available.

Jase was built for the providers we just described: the burned-out PCP running 20 minutes behind on a Tuesday afternoon, who knows their patient needs a Layer Two conversation and doesn’t have a way to give it inside a 15-minute visit. Refer them, or point them at us. We are not asking you to write prescriptions you don’t feel confident writing. We are not asking you to add a single line item to your visit. We are asking you not to leave the patient without an answer in an emergency.

The patients best positioned to weather a storm have the boring stuff handled: chronic meds in hand with a documented list any pharmacist can act on, and an appropriately scoped contingency kit on the shelf. The work is unglamorous, almost entirely front-loaded, and mostly delegable. It is also the difference between a family who weathers landfall as an inconvenience and a family who weathers it as a medical emergency.

That difference gets built weeks before landfall, in exam rooms exactly like yours. Mostly by your MA. By peak season, your patients will already know which family they are.


Sources

  1. NOAA National Hurricane Center. Atlantic hurricane season runs June 1 through November 30; historical peak activity mid-August through October.
  2. Bayard et al., “Disaster-Driven Evacuation and Medication Loss: A Systematic Literature Review,” PLOS Currents Disasters, 2014. Pediatric medication disruption and shelter refill-need data drawn from Hurricane Katrina cohorts referenced in the review.
  3. Arangua et al., post-Hurricane Sandy community pharmacy survey of severely affected New York City neighborhoods (74% sustained structural damage).
  4. The Washington Post, “After Hurricane Maria, Puerto Rico was in the dark for 181 days, 6 hours and 45 minutes” (analysis of median household power restoration time, 2017–2018).
  5. American Hospital Association reporting and NPR coverage of Baxter International’s Marion, NC facility, which produces approximately 60% (≈1.5 million bags) of IV solutions used by US hospitals. FDA declared the resulting saline shortage resolved in August 2025.
  6. CDC Health Alert Network, HAN-00497, “Severe Vibrio vulnificus Infections in the United States Associated with Warming Coastal Waters.” Recommends initiating empirical antibiotic therapy without waiting for laboratory confirmation. Outpatient empirical regimen guidance per current IDSA skin and soft tissue infection guidelines.
  7. CDC MMWR Recommendations and Reports, rr5508, “Mold Prevention Strategies and Possible Health Effects in the Aftermath of Hurricanes and Major Floods.” 24 to 48 hour mold growth window after flooding.
  8. Healthcare Ready, “A Review of State Emergency Prescription Refill Protocols.” Statutory ceilings under declared disaster range from 90 days (NC) to 30 days (AZ, FL, KY, LA, OK, OR, TX) to 7–15 days to a 72-hour baseline; 16 states have no emergency refill authority. Schedule II controlled substances excluded almost everywhere.

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